FEMA Letter of Map Amendment (LOMA)

We help homeowners get removed from the FEMA high-risk flood zone every day using the LOMA application process.

Please watch the short video below.



Requesting a map amendment from FEMA can be difficult and time consuming. Experienced Mapping Analysts can do the following work for you:

  • Review the property and verify the current FEMA flood zone.
  • Obtain and compile all the public research required by FEMA for the dispute.
  • Submit all available information to FEMA for review.
  • Provide FEMA additional information required to quickly complete the application.
  • Send you the completed map amendment document removing the structure from the FEMA high-risk flood zone.


A lender will apply this Letter of Map Amendment to their FEMA Flood Zone Determination, overturn the flood zone, and drop the flood insurance requirement. If you choose to have a policy, it will be available at a heavily discounted rate.


To go after a FEMA Letter of Map Amendment, you will need an elevation certificate.

Do you have an elevation certificate? Contact us