Home Buyers

See the FEMA Flood Zone before you buy

Find your dream home? Taking a home’s vulnerability of flooding into account before investing is crucial.

 

Keep in mind- under federal law, a lender must force place flood insurance if a house is in a FEMA high-risk flood zone. They will run a flood zone determination for you, but it could be late in the closing process…and they could be wrong. Get your own flood zone review, including a Flood Zone Determination (the same document a lender will order), and a Report with visual evidence.

 

Also, how close is the house to a FEMA high-risk flood zone? Everything might come back showing Zone X (low-risk), and you will never know that the FEMA high-risk flood zone comes right up to the doorstep. In this case, take advantage of being in a FEMA low-risk flood zone and get flood insurance at a heavily reduced price.

 

“We are looking at purchasing property that lies in a valley area. Because of the location, am I at risk for flooding?”

The image below shows an example of this type of scenario

FEMA Flood Maps


I can’t thank you enough for your prompt response and the information that you have sent.  It’s terrific! I’m recommending that my realtor keep your information on file for future use with clients.

-Patricia in Maine

Many thanks for your quick work. You saved us from making an expensive mistake.

-Charles in Nevada

 


Request a Flood Zone Review